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Wednesday, June 22nd, 2022
A biweekly topical newsletter from PLANADVISER
Small Plans and Expanding Coverage
The defined contribution retirement plan industry has come a long way in the past few decades, growing to cover a sizable portion of the U.S. working population at the same time that pension plans have declined in prevalence. One of the clear challenges that remain, as explored in this edition of the PLANADVISER Spotlight newsletter, is expanding DC plan coverage to the small business community—and ensuring access to high-quality financial services support for communities of color and other underrepresented groups.
Closing the Coverage Gap
Finalists and winners in this 2022 Plan Adviser of the Year category stand out for their dedication to helping more Americans, especially those who work for small businesses or who are members of underrepresented communities, save for retirement in the workplace.
Data & Research
Why Small Business Owners Often Resist 401(k)s
Two of the reasons most commonly cited by small business owners for not offering a retirement plan are the beliefs that their business is too small to qualify and that they can’t afford a match.
Client Service
Employers Wary of 401(k) Costs Can Find the Right Retirement Plan
An adviser, retirement plan consultant or recordkeeper can help to find the best solution for employees.
Data & Research
Are Retirement Savings Tax Incentives Leaving the Middle Class Behind?
A new report details how today’s retirement savings structure and tax incentives fail to promote adequate retirement security for the middle class.
Reps Introduce Increasing Small Business Retirement Choices Act
The legislations’ backers say their proposal will lower the cost of providing plans for small business owners.
Data & Research
Plan Sponsor Interest in Pooled Employer Plans Has Increased
The largest small employers may be the most interested.
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