Kevin Kidwell, vice president, national tax-exempt sales Retirement Services, OneAmerica® talks with PLANADVISER about finding opportunity in the tax-exempt market.

As participants age, their financial needs and contexts evolve. While early-career participants may be treated as a more homogenous group, late-career participants’ situations become more unique and more complex. However, many participants are not aware of exactly what their changing retirement planning needs are. In the spirit of seeking better outcomes, we ought to consider how to meet these often unarticulated needs. That’s what innovation is all about.

New findings from our The Science of Superior Service study reveal that what sponsors want and what you’re delivering may be light years apart.

Target-date funds (TDFs) continue to be the qualified default investment alternative (QDIA) of choice for most retirement plans, and many plans have kept the same fund suite in place since the QDIA regulation was adopted. However, the nature of target-date fund construction means that the ongoing evaluation of such funds is difficult. As Advisers try to build scale and efficiencies in their practices, they need tools and support to navigate the complexities of a target date funds monitoring process.

Need ideas to help educate plan sponsors on blending active and passive investments in their DC plan? This webcast highlights five simplistic conclusions — or “investment myths” — about passive, broad-market, cap-weighted benchmark strategies to help you discuss active and passive investing with plan sponsors.