Newsdash Insight on Plan Design & Investment Strategy from PLANSPONSOR
July 19th, 2018
Myths and Realities About Spending in Retirement
Some people are running out of money in retirement, but many are refusing to spend and are living below their means. Are they doing so out of fear, or do they just not need as much? Read more >
The Anchor Leg of the DC Plan
In this paper, a trio of Franklin Templeton experts share a unique perspective on what they see as the next area of focus and innovation in the DC industry: the development of a “Retirement Tier”. Read more >
24 Financial Service Companies Form Alliance for Lifetime Income
The objective is to educate Americans about the importance of protected lifetime income solutions. Read more >
Using Defined Maturity Bond Funds and QLACs to Better Manage Retirement Risks
In recent research conducted by professors Michael Finke, Ph.D and Wade Pfau, Ph.D., CFA from the American College, we find that defined maturity bond funds with defined payouts and qualifying longevity annuity contracts (QLACs)—either as standalone solutions or in tandem—increase the likelihood that participants will be able to achieve household retirement spending goals.  Read more >
MOST READ ARTICLES
1
Education About Tax Treatment and Fees Could Boost 401(k) Participation
2
IRS to Focus on Retirement Plan Distributions and 403(b) Plan Rules in 2019
3
Inertia Remains a Plan Sponsor Problem, Too
4
Open MEPs Could Create Many Opportunities for Advisers
5
AARP Launches Social Security Resource Center
Sponsored message from Franklin Templeton and PLANADVISER
Retirement Income in Focus
PLANADVISER is pleased to bring you this special edition newsletter, sponsored by Franklin Templeton and focused on retirement income. Leading defined contribution plan advisers know the next key area of innovation in the retirement industry is the “decumulation challenge.” Plan sponsor clients are hungry for solutions that increase the likelihood of their participants being able to achieve and maintain adequate lifetime retirement income. They are also concerned about fiduciary roles and responsibilities for evaluating, selecting and overseeing in-plan lifetime income solutions. As Franklin Templeton experts and independent research confirms, getting the anchor leg of the DC plan in order is one of the most powerful ways to help successful savers make the most of their accumulated assets.
Fiduciary Implications of Flexible Retirement Income Solutions
Although comprehensive retirement income solutions may be top of mind, partial solutions used on their own, or in combination with other retirement income investment solutions, can efficiently target specific goals while potentially preserving needed liquidity, portability and flexibility. Franklin Templeton outlines the fiduciary roles and responsibilities for evaluating, selecting and overseeing retirement income options. Read more >
Cerulli Foresees 401(k)s Embracing Retirement Income
With many Boomers retiring, the research firm says the industry is at “an inflection point.” Read more >
Live Event: Innovating to Address the Unarticulated Needs of Participants
As participants age, their financial needs and contexts evolve. While early-career participants may be treated as a more homogenous group, late-career participants’ situations become more unique and more complex. However, many participants are not aware of exactly what their changing retirement planning needs are. In the spirit of seeking better outcomes, we ought to consider how to meet these often unarticulated needs. That’s what innovation is all about.  Read more >
Top Trends in Defined Contribution
Drew Carrington, head of U.S. institutional defined contribution at Franklin Templeton, discusses the most pressing industry challenges and opportunities impacting your plan sponsor clients. Read more >
Just Over Half of U.S. Households on Track for Retirement Success, EBRI Says
However, if retirement expenses are reduced to 80% of average expenses, 82.1% are on track to not run short. Read more >
Six Surprises About Planning for Retirement Income
Franklin Templeton Investments’ 2018 Retirement Income Strategies and Expectations (RISE) Survey uncovered six findings that may surprise you. Read more >

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: Paul Zampitella paul.zampitella@strategic-i.com

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