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Retirement Income and Rollovers |
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| Considerations for Helping Terminating and Retiring Participants |
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“If a plan sponsor can invest in an adviser or other person to provide direction for terminating or retiring employees, that would be extremely helpful,” Terry Dunne, from Millennium Trust Company, told 2018 PLANSPONSOR National Conference attendees.
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| More Regulation Might Not Be Needed To Boost Use of DC Plan Lifetime Income |
| Experts suggest an additional annuity safe harbor regulation is unlikely and perhaps even unneeded for promoting greater use of in-plan lifetime income solutions, given that sponsors’ hesitation is often misplaced.
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| DC Plan Industry Still Falls Short on Distribution Options |
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Looking across today’s DC plan marketplace, researchers suggest it is still much more common to see plan designs that are tailored to drive retired or terminated participants out of the plan.
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| Prudent Default Can Include Lifetime Income Elements: DOL |
| In an information letter to Christopher Spence, senior director, Federal Government Relations at TIAA, the Department of Labor says a defined contribution plan could prudently choose a default investment for the plan that contains lifetime income elements.
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| Guidance Issued for Including Annuities in TDFs |
| The Department of the Treasury and the Internal Revenue Service have issued guidance designed to expand the use of income annuities in 401(k) plans.
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| Don’t Run Out of Money, Have a Retirement Income Plan |
| In a guest article written for PLANADVISER, Thomas Dodd, executive director of Pavilion Advisory Group Inc., compares and contrasts common retirement income strategies—including the pros and cons of each method, as viewed from the perspective of participants.
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| Social Security Uncertainty Must Inspire Concerted Action |
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Commenting on new Social Security deficit projection figures published this week, Rob Fishbein, corporate counsel at Prudential Financial, says it’s not time to hit the panic button yet—but it is time to take very seriously the retirement income challenge individuals face.
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| The PLANADVISER Product Launch Archive |
| Looking back over years of product announcements can be surprisingly interesting and informative. Whether it’s the forlorn arch of the DOL fiduciary rule or the steady evolution in target-date funds, there’s a lot to take in.
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