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DC Recordkeeping: The High Cost of Low Fees |
Recordkeepers are calling their services more efficient, or streamlined, but that may be a kind way of saying “less service.”
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Assessing Likely Impacts of IRS Hardship Withdrawal Rule Changes |
New rules established by Congress and the IRS simplify the process for participants to request a hardship withdrawal of DC plan assets; some experts say this could increase “leakage,” while others anticipate more positive effects, such as lower debt among cash-strapped participants.
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The Retirement Crisis Is a Coverage Crisis |
For those workers who are offered a retirement savings plan at work, the U.S. retirement system functions pretty well; solutions are needed, however, to extend coverage to millions more Americans.
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Inheritance Pathways Exist to Replace Stretch IRAs |
The SECURE Act is stalled in the U.S. Senate due in part to several lawmakers’ concerns that it does away with so-called “stretch IRAs,” but tax and inheritance experts say other effective tax mitigation strategies are available.
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Learning the Medicare Alphabet Is a Must for Modern Advisers |
Do you know the difference between Medicare Parts A and B? What About Parts C and D?
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State-Based Fiduciary Regulations Take Shape in 2019 |
Regulators and legislators in a growing number of states say they are acting to fill a perceived void created by federal government disengagement; just last week, a long-awaited Nevada proposal was made public.
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What Is a DOL Adviser Investigation Like? |
The number of Department of Labor investigations of financial advisers has steadily increased over the years; here is a primer on the DOL’s sources of authority, and what to expect when examiners come knocking.
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A Crash Course in Social Security Maximization |
Cost of living increases, claiming age, marital status and work history all complicate Social Security claiming strategies.
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Market Mirror |
Tuesday, the Dow decreased 36.08 points (0.13%) to 28,515.45, the NASDAQ was up 7.24 points (0.08%) at 8,952.88, and the S&P 500 was down less than one point (0.02%) at 3,223.38. The Russell 2000 increased 3.87 points (0.23%) to 1,678.01, and the Wilshire 5000 was up 3.91 points (0.01%) at 32,844.52.
The price of the 10-year Treasury note was up 3/32, decreasing its yield to 1.902%. The price of the 30-year Treasury bond increased 6/32, bringing its yield down to 2.333%.
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