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Three Key Insights Plan Sponsors and Advisers Should Know About Special Needs Planning |
An Opportunity Exists to Support Caregivers and their Loved Ones
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Consider All Individual Circumstances Before Suggesting 4% Retirement Income Withdrawal |
An individual’s investment allocation is a big factor to consider when deciding a proper optimal withdrawal rate of savings in retirement, but there are many other factors to consider as well.
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Social Security Optimization Can Extend Retirement Portfolios by a Decade |
In an exclusive interview with Bill Meyer, founder and managing principal of Social Security Solutions in Leawood, Kansas, PLANADVISER hears about some serious shortcomings in the conventional thinking on Social Security claiming strategies—and a failure to coordinate these effectively with the drawdown of DC plan assets.
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Refresher on Annuity Pricing Mechanics |
Interest rates, mortality and expenses are some of the key factors.
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Decreasing Plan Sponsors’ Fear of Making Settlor Plan Changes |
Adding automatic deferral escalation and stretching the match are settlor functions because they are plan amendments, so plan sponsors should not fear fiduciary litigation, even if to some participants these changes seem to be not in their best interest.
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Getting Serious About TDF Sequence of Returns Risk |
The growth in target-date fund usage continues to be incredible; missing is a deeper discussion of sequence of returns risk and other potential challenges for participants associated with this growth.
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Market Mirror |
Monday, the Dow fell 653.17 points (2.91%) to 21,792.20, the NASDAQ closed 140.08 points (2.21%) lower at 6,192.92, and the S&P 500 decreased 65.52 points (2.71%) to 2,351.10. The Russell 2000 was down 25.16 points (1.95%) at 1,266.92, and the Wilshire 5000 lost 641.52 points (2.59%) to finish at 24,151.43.
The price of the 10-year Treasury note was up 12/32, decreasing its yield to 2.740%. The price of the 30-year Treasury bond increased 23/32, bringing its yield down to 2.997%.
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