| Cash Balance Plan Benefit Formulas To Be Examined |
| Generally, an IRS memo says, if the terms of the plan specifically allow the employer to vary the employee’s compensation used in the benefit formula, the plan would violate the definitely determinable rule.
Read more > |
|
| Turning Virtual Contacts Into Real Clients |
| If a recent Putnam Investments study is truly representative, 85% of plan advisers use social media to develop new business—in fact, 35% who manage $100 million-plus say it “plays a very significant role in their marketing efforts.”
Read more > |
|
| Few See Income Drop After Claiming Social Security |
| Data shared by the Investment Company Institute suggests Social Security is a kind of income bonus for many—not a final income lifeline to be tapped once other wealth runs out.
Read more > |
|
| Little Pushes Can Drive Big Plan Improvements |
| New research from Morningstar argues retirement plan advisers and their sponsor clients can benefit from “nudging” employees toward better behaviors.
Read more > |
|
