History shows it is one thing to feel prepared, and quite another to be prepared.
Investors also look at historical performance and performance compared to an index, ICI found.
U.S. equities were the driver of rebounds from the 4th quarter of 2018, according to the Northern Trust Universe and the Wilshire Trust Universe Comparison Service.
April marks the 15th month in a row that 401(k) investors have been fleeing equities for the safety of fixed income, Alight says.
This is driving providers to offer inexpensive options, such as series that rely on CITs and passive funds, Morningstar says.
Fidelity analyzed the balances of those who remained invested in their 401(k) in the decade following the Great Recession of 2008 and found that the balances went from $52,600 to $297,700.
A report by Morningstar credits this decline to the migration towards lower-cost funds and an influx of strategic-beta funds.
Doing so could encourage more employees to participate in the plan, sources say.
More investors than research has shown are interested in environmental, social and governance (ESG) investing, but most don't speak out, and many need education to help them invest in what matters to them.
The agreement covers 8,500 retirees, beneficiaries and deferred and active members.
It is important for plan fiduciaries to know what to consider for placing a fund on watch or replacing it.
The retirement planning challenges facing workers today are by no means new or novel, nor are the many different types of solutions being debated by academics and policymakers.
During 2018, the $20 billion club shifted asset allocations significantly away from risky assets and into fixed income, Russell Investments found.
As the product set expands, knowledge about the topic of “ESG investing,” and how this relates to ERISA’s demands, is expected by many plan sponsor clients and prospects.
Nearly 90% of the days in the quarter saw net trading activity favor fixed income, according to the Alight Solutions 401(k) Index.
In recent years, hedge funds have not assumed sufficient risk to deliver attractive performance, but Willis Towers Watson suggests new approaches they can take to remain relevant.
There are obstacles to good comparisons for environmental, social and governance (ESG) investments, but in a white paper, Karen Kaufman-White, investment research associate at Strategic Benefit Services, indicates she believes that over time, more robust data will become available, facilitating enhanced reporting capabilities and standardization.