planadviser - Retirement Income

2008-08-27

Perspective: Helping Your Plan Sponsors Avoid the “Cash Out”

It’s painful to watch a friend make a life-altering mistake.

2008-08-27

Guaranteed Income Wrappers Pose Challenge, Opportunity

Will guaranteed income wrappers for managed accounts gain widespread acceptance among fee-based advisers?

2008-08-11

Study: $50K Employee Will Need to Replace 81% of Pre-Retirement Income

An Aon study found that workers trying to keep their standard of living when they retire will need to be able to generate from $15,000 to around $185,000 annually.

2008-08-06

Advisers Concerned About Clients’ Retirement Preparedness

Think rising health care costs or the potential decreasing of Social Security benefits is the biggest threat to your client’s retirement security? You’re in the minority.

2008-07-24

Perspective: Strategies for Revenue Enhancement

Growth opportunities aren’t what they used to be in the retirement planning business.

2008-07-21

IMHO: A Sure Thing

By some accounts, I just spent the past week in “retirement”.

2008-07-07

IMHO: “Diss” Ingenuous

Over the past several years, it has become “fashionable” in some quarters to bash the workplace retirement savings plan; most frequently, the 401(k).

2008-06-30

Affluent Most In-Demand for Retirement Income Services

TowerGroup says advisers should use a “holistic” approach to tap the lucrative market of providing retirement income services to affluent investors.

2008-06-26

Retirement Income Focus of DC Growth

A McKinsey & Company study said retirement income will be the future of the DC marketplace.

2008-06-26

Perspective: Staying on Top of 2008 Plan Changes

The new year ushered in some important provisions that directly affect qualified retirement plans.

2008-06-25

Pre-Retirees Fail Retirement Income Test

Fifty-nine percent of pre-retirees are seeking financial advice on 401(k)s, retirement savings, and long-term care insurance, according to a MetLife study.

2008-06-06

Retirees Reluctant to Spend Savings

Retirees are least satisfied with advice on how to draw down their savings without draining it, a Nationwide survey said.

2008-06-04

Retirees ‘Staying Alive’ But Lack Confidence

Retirees and pre-retirees lack confidence in making their retirement money last, and only one-fifth have discussed spending in retirement with a financial adviser.

2008-06-03

For Annuities, It’s All About Timing

Purchasing fixed-income annuities gradually or all at once can build more long-term wealth and liquidity than other retirement income strategies, claims a study from MassMutual.

2008-05-27

Post-Retirement Returns Critical to Retirement Income

A good portion of participants’ retirement income will come from investment returns generated by 401(k) accounts after they stop work, research from Russell Investments says.

2008-05-27

I spent some of my precious three-day weekend perusing Teresa Ghilarducci’s When I’m Sixty-Four, an intriguing title for a book about pensions–or, as the subtitle suggests, “The Plot against Pensions and the Plan to Save Them.”

2008-05-22

Perspective: Wake Up!

The Supreme Court’s recent 401(k) ruling should be a warning.

2008-05-16

Annuity Assets Expected To Increase

Annuity assets will grow to $2.9 trillion by 2012, fueled by demographic and product trends, a recent study by Cerulli Associates says.

2008-05-15

Guaranteed Income Might Increase Total Retirement Income

Adding guaranteed income to a qualified default investment alternative (QDIA) can generate higher income levels in retirement, a study to be released Friday by Genworth Financial said.

2008-05-05

IMHO: Their Own Devices

There’s been a lot of talk about tax policy of late.

2008-04-23

Perspective: Understand Your Clients to Improve Your Bottom Line

It seems that nearly everyone today is feeling the pinch of the current economy.