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Workplace Retirement Plans Increasingly Important


October 23, 2012 --- Seventy percent of people surveyed in Europe and the United States believe workplace retirement plans are “somewhat” or “extremely” important. ---

Twenty-two percent expect a defined benefit (DB) plan to be the most important means of preparing for their retirement—compared with 21% who give this importance to government retirement benefits. Only about one in 10 employees expect other forms of personal plans and long-term savings to provide the majority of their retirement income.

The survey found workplace plans remain a central part of many people’s retirement planning: 67% agree with the statement that such plans are “a basic part of any worker’s pay.”This agreement ranges across countries from highs in the U.S. (78%), the U.K. (76%) and the Netherlands (74%) to lows in countries such as France (63%) and Hungary (55%).  

The idea of shared responsibility was also discovered by the survey; 75% of respondents agreed that funding retirement “should be a balanced approach in which individuals, employers and the government all play an equal role.” A majority of employees in all countries agree that employers should continue to provide for employees’ retirement plans. This peaks at 84% of employees in the Netherlands, the U.K. and the U.S.

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