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SEC Backs Down on Proposal—For Now


August 23, 2012 --- Mary Schapiro, chairman of the Securities and Exchange Commission (SEC), said Wednesday the commission called off a vote to reform the structure of money market funds. ---

The proposed regulations were intended to reduce the susceptibility of money market funds to runs by investors in troubled times. Three of the five SEC commissioners stated they would not support the changes, so the issue can no longer be put to a vote at a public commission meeting.

Schapiro expressed disappointment with the outcome. “I consider the structural reform of money markets one of the pieces of unfinished business from the financial crisis,” she said.

Financial advisers and asset management trade organizations, which had weighed in against the proposed regulation with strong comment letters to the SEC, were pleased with the decision. (See “Trade Groups Object to SEC Money Fund Regulations.”)

The proposed regulations would have greatly impaired the ability of 401(k) plans to use money market funds, according to some of the organizations. “I think if there are concerns about money market funds moving forward, [regulators] need to accommodate the unique needs of 401(k) plans,” Brian Graff, executive director and chief executive of the American Society of Pension Professionals and Actuaries, told PLANADVISER.

The Financial Services Institute (FSI) called the proposal a move by the SEC to protect investors and strengthen the U.S. regulatory system.

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