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Political Party Drives Savings Approach


October 10, 2012 --- Transition Boomers—those less than 10 years from retirement—agree that rising health care costs will have the greatest effect on their retirement outlook. ---

According to the 2012 Retirement & Politics Survey from Allianz Life Insurance Company of North America, 67% of all Transition Boomers, regardless of party affiliation, listed health care expenses as their top concern, with Republicans at 64%, Democrats at 69% and Independents at 66%. Social Security ranked second at 53% for all Transition Boomers, followed by tax payment changes (31%), rising national debt (26%), unemployment (19%) and education (4%).   

When it comes to overall retirement savings philosophy, 59% of Republican Transition Boomers identified themselves as being conservative or moderately conservative compared with 36% of Democrats. However, Democrat Transition Boomers were more likely to be balanced in their retirement savings approach, with 29% identifying themselves as balanced versus 18% for Republican Transition Boomers.   

Regarding the effect the election will have on their approach to retirement savings, 29% of Republican Transition Boomers were likely to become more aggressive if Mitt Romney wins while 30% of Democrats would become more conservative. If President Barack Obama is re-elected, 81% of Democrat Transition Boomers anticipate no changes to their retirement approach while 42% of Republicans said they would become more conservative.

 

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